Regulated by the Central Bank of IrelandFree first consultation
Pensions, in plain English

One call.
To know
where you stand.

Most people in Ireland have a pension they’ve never really looked at.

Get my free review Try the calculator
Regulated by the Central Bank of Ireland Damian Condon, QFA · 30 years' experience
Buddy, the Pensionbuddy dogBuddyChief Pension Dog

Is the first chat really free?

Yes, completely, with no obligation afterwards. Twenty minutes to understand your situation and answer your questions.

Which of these sounds most like you?

Just starting out Changed jobs a few times Run my own company

Book a call with Damian for free

Illustration only · the value of investments can fall as well as rise
The gap

People know roughly what they’ll need.
Far fewer know what they’re on track for.

Royal London Ireland, 2026.

79% feel unprepared.

Amárach Research for FPSB Ireland, IOB, LIA and the RPCI, May 2026.

These are survey averages, not a projection for you. What you’ll actually need depends on your own circumstances, and the value of a pension can fall as well as rise.

The free tool

You know what goes in. This shows what comes out.

Pop in a few numbers and watch the projection build, including how much Revenue adds back through tax relief. Two minutes, no sign-up.

Open the calculator
The pension calculator: sliders for age, retirement age, pot, contribution and earnings, with projected pot, monthly income, growth chart and tax relief.
Illustration only. Investments can fall as well as rise.
Start where you are

Six places to begin.

Revenue deadline

Contributions for the 2025 tax year close on 31 October.

Pay into a pension before the deadline and you can set it against last year’s tax bill. Miss it and that year is gone for good. If you file your return online, you usually have until mid‑November.

Applies to anyone claiming relief for the 2025 tax year, including AVCs, self-assessed income and company directors.

€100 a month

It could cost you about €60 at the higher rate of tax, or €80 at the standard rate, within Revenue’s age-related limits.

See it for your age and salary
See what it’s worth to you

Our story

Father, son, dog.

One idea: a pension should be something you understand, not something you avoid.

Pensionbuddy started as a father-son conversation. Damian has 30 years' experience advising people on pensions, and kept seeing the same thing: people either ignored their pension completely, or only thought about it the day auto-enrolment came into effect.

Adam, freshly out of Trinity, saw the same gap from the other side. Nobody was explaining any of it in a fun and digestible way that actually made sense. So they built Pensionbuddy together.

The goal is simple: get you from “I’ve no idea what’s happening with my pension” to an actual conversation with someone qualified to help.

Damian Condon, founder of Pensionbuddy and Gresham Wealth Management B.A., Q.F.A.
Founder and CEO, QFA

Damian Condon

I’ve spent thirty years explaining how money can best serve real people. Clarity is the whole point.

After graduating from Maynooth, I moved from Bank of Ireland to Ulster Bank, then to St. George Private Bank in Sydney. I founded Gresham Wealth Management in 2012 and have led it ever since, and I am the Qualified Financial Adviser behind Pensionbuddy.

Thirty years of that work leaves you with one firm opinion: hardly anyone is bad with money. They have just never had it explained to them in words they felt allowed to ask questions about.

Damian
Adam Condon, co-founder of Pensionbuddy
Co-founder and CMO

Adam Condon

“Nobody out there was explaining any of it in a way that actually made sense. That is the part I wanted to fix.”

Adam graduated from Trinity College Dublin this year with an honours degree in Business, Economics and Social Sciences. He’s bringing a fresh perspective to how pensions get talked about, transforming three decades of his dad’s experience into something people can actually follow, from auto-enrolment to retirement planning.

Adam runs the social and education side of Pensionbuddy, the goal being to educate and remove the fear around pensions.

Adam
Buddy, the boxer dog Pensionbuddy is named after, sitting on a beach
Chief Napping Officer

Buddy

Buddy is a beloved boxer, and the namesake of Pensionbuddy. He is the mascot, and the paw print in the logo is his.

He is also the point, in a way. A pension should feel like something with someone in your corner, and Buddy is the loyal embodiment of that.

Off duty

Out of office.

From ‘Champagne Supernova’ to ‘All Roads Lead To Prague’. We’re ready for this next adventure.

Damian and Adam in matching pink cycling kit after a charity cycle
Damian and Adam in blue cycling kit at a post-ride event
Adam and Damian in bucket hats at an outdoor gig
Adam and Damian waiting on a train platform on a trip abroad
Adam crouched beside Buddy on the grass in St Anne’s Park
Buddy grinning on his lead out for a walk
Buddy sitting to attention on a blanket at home
A close-up of Buddy looking unimpressed
No small print

Who you are actually dealing with.

Pensionbuddy is a name, not a separate company. The business behind it is Damian Condon T/A Gresham Wealth Management, and that is the business the Central Bank of Ireland regulates. Registered office: Bushfield House, Philipsburgh Avenue, Fairview, Dublin 3.

You can check that for yourself, and you should. The Central Bank publishes its register at registers.centralbank.ie.

This page is information, not advice. Pension and tax rules depend on your circumstances and can change. Regulated financial advice is given in a personal consultation with Damian.

What to expect

Most people brace for a sales pitch. This is a chat.

1

You reach out

A quick message or call, just enough for Damian to come prepared. No forms to wrestle with.

2

We talk it through

Twenty relaxed minutes, phone or video. Your questions answered, nothing assumed.

3

You decide

You'll leave with a clear picture and a sensible next step. If we're not the right fit, we'll say so.

Good to know

You'll have questions before you call. Here they are, answered.

What will I actually walk away with?+

A clear picture of what you already have, what it is likely to be worth at 66, and the one or two things worth doing about it. Written down, so you are not relying on memory a week later.

Is the first chat really free?+

Yes, completely, with no obligation afterwards. Twenty minutes to understand your situation and answer your questions.

What does it cost if I become a client?+

That depends on what you need, and we'll be upfront before you commit to anything. How we're paid, by fee, commission or a mix, is set out in our Terms of Business.

Do I need to know anything before we talk?+

Not at all. Come as you are, with whatever you remember. Doing the digging and turning it into something that makes sense is the job.

Is my information kept private?+

Yes. Anything you share is handled in line with our Privacy Notice and data-protection law. We'll only ever use it to help with your enquiry.

Which of these sounds most like you?

Ready when you are

Your pension has been sitting there quietly. Twenty minutes ends that.

Twenty minutes. Phone or video. Free, with no pressure.

Book your free call